Everyone has got those times they need cash instantly to handle emergencies such as medical fees that the first approval of the loan is key.
LoanSolution provides an $800 payday loan with guaranteed approval immediately so you can handle your emergencies promptly.
A cash advance or payday loan is a short-term, $800 loan used to cover emergencies, unexpected expenses, or get a little extra cash. The loan is advanced before your next paycheck.
Payday loans are short-term solutions to financial woes as you await your salary. They often attract high interests depending on the jurisdiction.
Due to the high-interest rates and APR, one should only take payday loans to when:
» COMPARE: $1000 Payday Loan
When you need an $800 loan, it all has to do with the interest and fees charged on the loan to determine whether it is suitable for you. The total cost of a loan usually varies from state to state.
It usually involves a flat fee and does not include an interest rate accruing fee. The fee may range from $15 to $20 out of each borrowed dollar.
While the 15% interest rate may seem high, the short-term nature of the loan makes the costs low compared to alternatives. Following the federal Truth in Lending Act (TILA), all financial lenders express the loan fee in Annual percentage rates.
The APR is the amount you will pay at the end of the year if the loan is renewed fortnightly for a year. The 800 dollar loan does not drag up to a year and has an average repayment time of two weeks.
Over a year, the APR is a fairer way to compare different loans, such as mortgages and auto loans. Using APR as a way to compare different types of short-term loans makes $800 cash loans cheaper than bank overdrafts, reconnection fees, and other inconveniences from lack of funds.
A flat rate is also sustainable as it does not rise with interest rate changes over time.
Getting a cash advance loan is easy as they are designed for anyone having a job to qualify. Federal regulations limit who can get a loan — prevent those who have a current post-dated check loan from applying for the same. The general requirements are that the loan applicant is at least 18 years old and has a job.
When applying for payday loans online, the hassle-free process can be completed in less than 24 hours. All your need to have:
Applying for a loan from LoanSolution is a piece of cake and can take you as little as 15 minutes.
While loans are typically paid on the next payday, the exact payment date is pegged on your salary schedule and state regulations. All loan approval before 10:30 AM is funded on your account on the same day. Approval after 10:30 AM is carried out the next morning.
Deferred deposit loans are convenient short-term credit that has significant advantages over other short-term and long-term credit solutions. If you need an $800 loan, then you can enjoy the following advantages
Bad credit is when you have a history or likelihood of paying bills late or owing too much money. Many financial institutions do not offer loans for $800 to those with a low credit score.
Direct lenders offer credit with no credit check as the salary is deducted from the salary directly.
Emergencies and situations requiring quick cash are unpredictable, yet many people have poor credit or no credit. Bad credit should be a barrier to getting the financial help necessary to sort out your financial needs.
LoanSolution has a large network of direct lenders to help you get an $800 loan with bad credit when you need it. Simply get online and apply for your loan and receive an intact unsecured loan fast and easily.
The first step in the online loan application process is an application. Once you apply, you can wait for up to two minutes for approval. You are encouraged to provide accurate information to ensure that your approval goes through.
The approval process is very fast and within minutes making it better than most bank loans that may take days.
It is possible to get your $800 payday loan on the same day. The decision on whether you get the loan on the same day depends on the time of day.
All loans that are applied and approved before 10:30 AM ET are disbursed on the same day before 5 PM, while those that are approved later can be disbursed early the next morning. All fund disbursements can be expected within 24 hours after approval.
An 800 dollar loan for bad credit is specifically designed to help working individuals with poor or no credit history secure loans fast and easily.
The payment loan does not require any collateral or credit history, making it possible for those with a bad credit history or no credit history to sort out their short-term financial woes as they await their salaries.
While the fast loan is only due on payday, nothing keeps you from repaying your loan in advance.
However, confirm with your credit provider whether they charge you for paying off the loan earlier. Most direct lenders do not charge a fee on early pay, and it is highly encouraged.
An 800 dollar loan is not likely to affect your credit history. Most direct lenders do not require a credit score when lending out cash and may not report the small-dollar loan to the major credit reporting companies.
The result of the direct lender offering small loans for short periods is you can enjoy some financial windfall of credit without risking your credit score.
Applying does NOT affect your credit score!
No credit check to apply.