Payday Loan Overview

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Why choose us?
  • Get a quick loan, 24/7
  • No extra fees or hidden charges
  • User-friendly, intuitive application
  • Over reliable 170 lenders worldwide
  • Fast approval and application process
  • No credit history statement required
  • Direct transfers to your bank account
3 Steps to Get Money Online
  • 1

    Fill in a simple and straightforward loan application form. No extra paperwork, bank statements, or experience required — it just takes a couple of minutes.

  • 2

    Your application is approved by one of 150+ trustworthy lenders — quickly and securely. The approval does not take long, so keep in touch.

  • 3

    Receive the sum you need directly to your bank account. The transfer will occur on the next business day after your application is approved.

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CashLand got into the money lending business in the early 21st century. At first, it was a small cash-checking store that has expanded in more than 200 cities of the USA since then. Most of the pawn stores are based in the state of origin, Ohio, and they are still offering check – cashing services. It has been earning their clients’ trust for 30 years and is willing to provide a top-grade financial service. The variety of options ranges from cash wages, installment loans, government and personal checks to payday loans or approved cash. No matter what your financial position is, it will also help you with money orders, transferring funds, tax returns and insurance services. And their main benefit is the most favorable financial facility of getting instant money.

A payday loan is a type of online cash advance that is given for a short time. It helps you to cover your financial emergencies when there’s no money left. This borrowing must be paid back with your next paycheck. Thus, in case of unexpected expenditures, you can easily turn to various direct lenders or pawn stores, but nowadays, they are all available on the Internet for your optimum comfort.

Online payday loans are specially designed for those who have an urgent need for funds and have no time to lose. Therefore, their automated system made the most convenient and straightforward application process where your cash loans online can be submitted in a flash. Really! Go and see for yourself!

Online lenders will require your active checking account and your income to be confirmed. This will be a guarantee of your ability to pay back.

If an idea ‘I need a loan!’ comes to your mind and you start looking for a place where you can borrow it, there are plenty of organizations to opt for. But if you need a reliable lender with a wide range of services, then take CashLand into your account. Money is available for your any financial purpose with over 200 spots near me in 5 states.

To save your time you can get a loan online on our website. After the application’s approval, you will have a choice to get cash or check or get money directly on your bank account. Bear in mind, repayment should be disbursed with your next paycheck.

How Does A Payday Loan Work

To get your fast cash you should fill in an application form. The company, in turn, gives you that money on condition you confirm your income and inform the lender of your valid banking account. You both agree on the postdated check for full money back, including the sum of borrowed money and the interest.

Payday loans are the best option for people who have a bad credit score since the lender won’t consider it as the key factor. With your verified income and provided banking account, the lender will ask for a permission to automatically withdraw that money after your paycheck.

How To Get Approved Cash

Payday loans can be obtained through direct lenders on-site or online. Whatever the format is, there are some essential requirements that must be kept up in order your CashLand loan application to be successful.

  • You must be an American citizen who is at least 18 years.
  • You must be employed and provide a provable monthly income.
  • You must have an active banking account under your own name.
  • You must provide the lender with your active phone number and email.

As soon as you stick to these simple requirements and fill in correct and valid personal and financial details, be sure your application will be accepted and you will get approved a payday loan online.

Waiting Time To Get A Payday Loan Online At Cashland

CashLand do appreciate your time just like you and won’t tantalize you by long waiting. After you submit your request online on the website, the service will immediately check it, and if everything is alright, you will get your approved online payday loan. You will be also given a choice whether to get cash at the near store today or get cash transacted directly to your checking account. The transaction will be processed within 23 hours. If you happen to have any queries, you can always contact CashLand client support that is always at your service 24/7.

Can I Have More Than One Cashland Payday Loan?

Depending on the regulations and laws of your state, you can get more than one pay day loan. However, borrowers will then have to adhere to stricter requirements. This would entail much time and thorough document inspection.

According to the CFPB (Consumer Financial Protection Bureau), the number of loans is limited to two. You can’t take loans from the same lender, and each loan then is limited up to $800. CFPB focuses on a loan consequences and such restriction will protect people from facing the financial ruins.

Any financial emergency makes you look for a source that can give you extra money. Keep in mind, that payday loans are considered to be short-time in case of unforeseen circumstances. They cannot be long – term and will not resolve your financial problems. So, do think twice if you really need multiple loans and how much it will cost you eventually due to the interest.

Cashland Payday Loans Online - What I Need To Get It?

Payday loans online are quick and simple; they were designed to help people cope with their financial emergencies. Whether you determine to get a CasLand’s payday loan online or on-site, the terms and conditions will be governed by the state regulations.

CashLand will provide you with a variety of professional services and various types of pay day loans you need. They don’t care what your purpose is. So, if you are planning to travel, you can order a prepaid debit card. Its type will be defined according to the state where you want to get it.

For instance, in Ohio, Kentucky, Illinois and Indiana you can obtain a prepaid VISA with the option of earning 3% percentage rate with a Netspend National Savings Program. In Michigan, you can obtain a MIO Money prepaid debit MasterCard.

Prepaid cards provide safer and more convenient financial operations. They are good in direct deposit paycheck services. Wherever you use VISA and MasterCard, they are accepted anywhere.

CashLand cares about their clients by creating the best confidentiality policy. It offers to subscribe to CashLand’s ID Theft Rapid Response for one low cost. With quiet in your mind, this service will help you to renew your stolen identity if that could ever happen.

Why I Don’t Get An Approved Cash

Unfortunately, it may happen that your loan application is rejected. This is due to some reasons that you most likely need to know.

Main reason of rejection will always be unemployment of a client. Some trivial reasons involve noncompliance with lender’s requirements or simply incorrect personal and financial information. However, there are some meaningful grounds why lender decides not to give you quick money.

Mostly, lenders do provide clients with poor credit histories if they have identifying documents and provable income. But if the client is buried in lots of debts, then there is no guarantee your repayment will be manageable, so there’s no point to give you online loans.

Another reason is in the amount of loans you have. Remember, the number of payday loans is limited to two. It will be careless for a lender to approve you claim.

All given above factors are the main reasons of decline, but you can always prevent or fix them. By making some efforts, you can easily enhance your odds.

Costs And Interest Of Cashland Online Payday Loans

Depending on the state you live in, payday loans will differ in interest. Each state’s law regulates fees ranging from $10 to $30 for every $100 that you borrowed. Different lenders have different terms and conditions. Make sure to specify the repayment date because if your loan will not be paid back on a specific date, you can be charged of additional $15, as well as the interest of the borrowed sum. Thus, it’s essential to know how much these fees will cost before you determine to apply for a loan.

Repayment Of Online Payday Loans

At the process of agreeing to a loan, most lenders will ask you to enter in a recurring billing, since cash advance is intended for a short-time period and must be paid back as soon as you receive your paycheck. This contract will let the lender automatically withdraw the borrowed money on the agreed date. You can cancel it whenever you want, but bear in mind to pay the sum back on the fixed date, otherwise you will be charged for extra dollars and interest. If you are afraid, you may be behind with repayment, then ask your lender for an extended payment plan.

Pay Day Loans Alternatives

It’s always all at once when you’ve run out of money and the idea of getting a loan is considered to be the quickest and most convenient. But if you can’t apply for it for certain reasons, then think of some alternatives like:

  • Personal loans. They are versatile, have decent interest rates and fixed payments.
  • Borrowing from your family or friends.
  • Askiing for paycheck advance from your employer.

What Can We Do For You

When people are applying for cash advance online, it seems clear they need money urgently. And this loan type is created for such rush decisions. Therefore, lenders can serve you both on-site and online. They have created an automated system for applying process to be the quickest, most comfortable and with no credit check. Every single point has been carefully taken into consideration to create the perfect service for you. It won’t take more than 15 minutes. Online loans are still the greatest way in handling your unexpected financial troubles.

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